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Colleges Meeting 90% and More of Financial Need

Colleges that meet 100 of financial need without loans

Colleges Meeting 90% and More of Financial Need

Published November 2, 2023 | Last Updated February 15th, 2026 at 01:49 pm

Colleges that meet 100 of financial need without loans

Listed below are colleges that meet 90% and more of a family’s demonstrated financial need.

This list was based solely on using publicly available Common Data Set information that schools publish on their websites.

It’s not surprising that many selective colleges are included in this list, as many of these schools promise to meet 100% of need.

In addition, there are schools that are generous with need-based aid and are not as highly selective in their admissions process.

In addition to looking at the percent of need met and the average need-based aid, data on graduation rates, % admitted, and cost of attendance are provided.

It’s important to consider graduation rates, since each additional potential year of college adds significantly to the cost of a college education.

Keep in mind that even though a college may meet a high percentage of a family’s need, it is the college that also determines what a family’s need is.

Some schools use FAFSA to determine need, but many schools on this list ask families to fill out the CSS Profile.

The CSS Profile asks for additional information about a family’s financial situation.

Schools use this information, along with their own calculations, to determine how much a family can contribute towards college.

This amount may vary from your SAI.  

Our data is based on the latest publicly available Common Data Set files that colleges publish on their websites.
 
Data on the percent of financial need met comes from information in a college’s Common Data Set.
 
Not all colleges make this information public, so our college list may not be completely inclusive of all the appropriate schools. 

Colleges Meeting 90% and More of Financial Need

NameState4 yr
Grad Rate
% Ad-
mitted
Avg % of
Need Met
Avg Need
Based Award
Cost of Attendance
In-State ('24-'25)
Cost of Attendance
Out-of-State ('24-'25)
Cost of Attendance
Private ('24-'25)
California Institute of TechnologyCA773100$74,780$93,912
Harvard UniversityMA864100$70,478$86,926
Columbia UniversityNY834100$78,824$89,909
Stanford UniversityCA564100$74,244$96,513
Massachusetts Institute of TechnologyMA826100$64,857$89,340
Yale UniversityCT574100$75,093$94,297
University of ChicagoIL875100$82,30898,301
Brown UniversityRI776100$68,926$97,284
Princeton UniversityNJ755100$71,237$90,718
Duke UniversityNC876100$76,028$98,549
Dartmouth CollegeNH756100$71,318$95,490
University of PennsylvaniaPA866100$70,971$95,612
Pomona CollegeCA618100$69,224$93,734
Northeastern UniversityMA6100$60,416$90,250
Swarthmore CollegePA768100$72,334$90,692
Northwestern UniversityIL888100$65,612$93,333
Vanderbilt UniversityTN896100$78,832$94,274
Johns Hopkins UniversityMD877100$67,159$88,976
Amherst CollegeMA7510100$69,507$99,366
Cornell UniversityNY879100$62,720$73,012$96,268
Colby CollegeME758100$72,021$93,400
Williams CollegeMA719100$76,769$92,250
Rice UniversityTX868100$63,233$91,562
Bowdoin CollegeME728100$68,055$93,800
Tufts UniversityMA8312100$59,574$93,182
Claremont McKenna CollegeCA7510100$67,764$97,010
Grinnell CollegeIA7515100$67,476$91,094
Carnegie Mellon UniversityPA8112100$56,005$90,070
Washington University in St. LouisMO8513100$77,091$92,935
Emory UniversityGA8111100$66,706$93,352
Barnard CollegeNY--100$71,172$99,874
Hamilton CollegeNY7914100$64,435$91,150
Georgetown UniversityDC8713100$60,931$92,564
Colgate UniversityNY8514100$69,907$92,092
University of Southern CaliforniaCA7711100$67,015$99,139
Middlebury CollegeVT6611100$62,170$90,756
University of Notre DameIN8912100$67,855$89,245
Harvey Mudd CollegeCA8113100$60,616$98,984
Wellesley CollegeMA7815100$68,625$95,401
Bates CollegeME8214100$64,249$94,527
Haverford CollegePA7613100$70,506$97,218
Wesleyan UniversityCT8117100$75,903$96,596
The Colorado CollegeCO7119100$72,952$94,630
Carleton CollegeMN8221100$69,761$93,352
Boston CollegeMA8817100$56,400$91,714
The University of North Carolina at Chapel HillNC8416100$19,064$27,766$70,420
Davidson CollegeNC8614100$66,738$89,540
Washington and Lee UniversityVA8914100$75,159$95,500
Pitzer CollegeCA5726100$61,090$93,168
Vassar CollegeNY8419100$70,618$96,668

The information is based on freshman amounts.  To see the entire number of 189 schools that meet 90% or more of financial need, create a free R2C Insights account. t

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Other Articles You Might Like:

Divorced Parents Can Maximize Student Aid with These FAFSA and CSS Tips

CSS Profile Guide: How to Fill Out, When, and How to Submit

Colleges That Change Lives: The List of 44, Comparisons, and How to Choose

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